General Announcement::Disclosure

Issuer & Securities

Issuer/ Manager
HDFC BANK LIMITED
Securities
HDFCBANK INR23B 8.1%N250322 - XS1794215696 - 8NPB
Stapled Security
No

Announcement Details

Announcement Title
General Announcement
Date &Time of Broadcast
03-Apr-2025 23:19:32
Status
New
Announcement Sub Title
Disclosure
Announcement Reference
SG250403OTHR8C4Z
Submitted By (Co./ Ind. Name)
Dhanjit Thaivalappil
Designation
Vice President
Description (Please provide a detailed description of the event in the box below)
We would like to intimate the following:

1) The Bank s average advances under management (advances grossing up for inter-bank participation certificates, bills rediscounted and securitisation / assignment) were 26,955 billion for the March 2025 quarter, a growth of around 7.3% over 25,125 billion for the March 2024 quarter, and a growth of around 2.6% over 26,276 billion for the December 2024 quarter.

The Bank s period end advances under management (advances grossing up for inter-bank participation certificates, bills rediscounted and securitisation / assignment) were 27,735 billion as of March 31, 2025, a growth of around 7.7% over 25,758 billion as of March 31, 2024, and a growth of around 3.3% over 26,839 billion as of December 31, 2024. On a year-on-year basis, retail loans grew by around 9.0%; commercial & rural banking loans grew by around 12.8%; and corporate & other wholesale loans were lower by around 3.6% over March 31, 2024.

The Bank s period end gross advances aggregated to approximately 26,435 billion as of March 31, 2025, a growth of around 5.4% over 25,078 billion as of March 31, 2024.

During the quarter ended March 31, 2025, the Bank securitised / assigned loans of 107 billion (year to date 570 billion) as a strategic initiative.

2) The Bank s average deposits were 25,279 billion for the March 2025 quarter, a growth of around 15.8% over 21,836 billion for the March 2024 quarter, and around 3.1% over 24,528 billion for the December 2024 quarter.

The Bank s average CASA deposits were 8,289 billion for the March 2025 quarter, a growth of around 5.7% over 7,844 billion for the March 2024 quarter, and around 1.4% compared to 8,176 billion for the December 2024 quarter.

The Bank s average time deposits were 16,990 billion for the March 2025 quarter, a growth of around 21.4% over 13,992 billion for the March 2024 quarter, and around 3.9% compared to 16,352 billion for the December 2024 quarter, reflecting customer preference for time deposits.

The Bank s period end deposits were 27,145 billion as of March 31, 2025, a growth of around 14.1% over 23,798 billion as of March 31, 2024, and a growth of around 5.9% over 25,638 billion as of December 31, 2024.

The Bank s period end CASA deposits were 9,445 billion as of March 31, 2025, a growth of around 3.9% over 9,088 billion as of March 31, 2024, and a growth of around 8.2% over 8,727 billion as of December 31, 2024.
The Bank s period end time deposits were 17,700 billion as of March 31, 2025, a growth of around 20.3% over 14,710 billion as of March 31, 2024, and a growth of around 4.7% over 16,911 billion as of December 31, 2024.

3) Key business volumes are as under:

Key figures ( billion) 31-Mar-24 31-Dec-24 31-Mar-25 QoQ YoY

Advances under management*
Average 25,125 26,276 26,955 2.6% 7.3%
Period end 25,758 26,839 27,735 3.3% 7.7%

Gross advances Period end 25,078 25,426 26,435 4.0% 5.4%

Deposits Average 21,836 24,528 25,279 3.1% 15.8%
CASA deposits 7,844 8,176 8,289 1.4% 5.7%
Time deposits 13,992 16,352 16,990 3.9% 21.4%

Deposits Period end 23,798 25,638 27,145 5.9% 14.1%
CASA deposits 9,088 8,727 9,445 8.2% 3.9%
Time deposits 14,710 16,911 17,700 4.7% 20.3%
*gross of inter-bank participation certificates, bills rediscounted and securitisation / assignment
The results of the Bank as of March 31, 2025, will be subjected to an audit by the statutory auditors of the Bank.
We request you to bring the above to the notice of all concerned.

Attachments

SGX Foreign SE.pdf
Total size =642K