LISTING PROSPECTUS / SHAREHOLDERS' CIRCULARS

UNITED OVERSEAS BANK LIMITED

Supplement Document 12 Jan 2023

Issue of S$850,000,000 5.25 per cent. Perpetual Capital Securities First Callable 2028 (the “Perpetual Capital Securities”) under the U.S.$30,000,000,000 Global Medium Term Note Programme

Description:

ISSUE OF S$850,000,000 5.25 PER CENT. PERPETUAL CAPITAL SECURITIES FIRST CALLABLE 2028 (THE “PERPETUAL CAPITAL SECURITIES”) UNDER THE U.S.$30,000,000,000 GLOBAL MEDIUM TERM NOTE PROGRAMME