LISTING PROSPECTUS / SHAREHOLDERS' CIRCULARS

UNITED OVERSEAS BANK LIMITED

Supplement Document 24 Nov 2025

Issue Of €850,000,000 2.718 Per Cent. Covered Bonds Due 2030 Under The U.S.$15,000,000,000 Global Covered Bond Programme

Description:

ISSUE OF €850,000,000 2.718 PER CENT. COVERED BONDS DUE 2030 UNDER THE U.S.$15,000,000,000 GLOBAL COVERED BOND PROGRAMME